We provide financial literacy education to young people (ages 11 to 15) from low-income areas. In the short time since opening its doors, KLH has conducted two financial workshops with a total of 20 young people in New York City. We work with small groups in order to maximize dialogue between students and teacher. Our workshops are 12 weeks in duration. Sessions last three hours and meet once a week. The goal of each workshop is to make sure that each student has a measurable understanding of the areas of basic finance and money related topics. We accomplish this by continuously testing/quizzing students on our teachings.

Our ultimate vision includes semi-annual workshops around the country, which will prepare youth to accumulate wealth and entrepreneurship or employment, as well as start them on the path toward home ownership. We work to “meet the young people where they are.” Since the overwhelming majority of public schools do not include basic financial literacy curricula (and, often young people do not get this type of training at home), KLH starts young people with basic financial training in order to help them develop solid financial habits that are applicable to their lives today and will serve them well in the future. We believe that if we can make financial literacy exciting and relevant to the lives of these young people, then we will spark their thirst for additional knowledge and we will be able to empower them to become economically self-sufficient.


You can help expand financial literacy by making a donation.
KLH is a 501 (c) (3), therefore all donations are tax deductable.
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The curriculum for our workshops includes the following topics:
1. The importance of math and reading skills in financial literacy
2. The importance of setting financial goals
3. Budgeting and controlling income, expenses and savings
4. Opening and balancing bank accounts
5. The effects of compound vs. simple interest
6. The importance of maintaining good credit and establishing a credit score
7. Applying for loans and understanding the benefits/dangers of credit cards and other forms of debt
8. Understanding investing, financial markets and team-work by playing a stock selecting game
9. Understanding how to read and interpret stock quotes in periodicals
10. Introduction to real estate investment
11. The distinctions between active and passive income
12. Fundamentals of risk and reward
13. Professional speakers to discuss and answer questions within the scope of their areas of financial expertise
14. Field trips to financial institutions